{"id":5448,"date":"2021-09-16T11:17:59","date_gmt":"2021-09-16T09:17:59","guid":{"rendered":"https:\/\/ceccarvrancea.ro\/ro\/?p=5448"},"modified":"2021-09-16T11:17:59","modified_gmt":"2021-09-16T09:17:59","slug":"ministerul-finantelor-propune-o-serie-de-modificari-la-reglementarile-legate-de-fondul-de-garantare-a-asiguratilor","status":"publish","type":"post","link":"https:\/\/ceccarvrancea.ro\/ro\/ministerul-finantelor-propune-o-serie-de-modificari-la-reglementarile-legate-de-fondul-de-garantare-a-asiguratilor\/","title":{"rendered":"Ministerul Finan\u021belor propune o serie de modific\u0103ri la reglement\u0103rile legate de Fondul de garantare a asigura\u021bilor"},"content":{"rendered":"<div id=\"main\">\n<div id=\"main-bg-top\">\n<div id=\"main-bg-bot\">\n<div class=\"primary_content_wrap\">\n<div class=\"container_24\">\n<div id=\"indent\">\n<div class=\"grid_24\">\n<div id=\"wrapper\">\n<div id=\"content1\" class=\"grid_18 omega post-content\">\n<div id=\"content-bg\">\n<div class=\"inner\">\n<div class=\"wrapper\">\n<div id=\"post-23478\" class=\"post post-23478 type-post status-publish format-standard has-post-thumbnail hentry category-stiri cat-4-id\">\n<article class=\"single-post\">\n<div class=\"post-content\">\n<div class=\"wp-block-image is-style-default\">\n<figure class=\"alignright size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-23479\" src=\"https:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2021\/09\/ministerul-finantelor-propune-o-serie-de-modificari-la-reglementarile-legate-de-fondul-de-garantare-s12836.jpg\" sizes=\"auto, (max-width: 353px) 100vw, 353px\" srcset=\"https:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2021\/09\/ministerul-finantelor-propune-o-serie-de-modificari-la-reglementarile-legate-de-fondul-de-garantare-s12836.jpg 660w, https:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2021\/09\/ministerul-finantelor-propune-o-serie-de-modificari-la-reglementarile-legate-de-fondul-de-garantare-s12836-300x182.jpg 300w, https:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2021\/09\/ministerul-finantelor-propune-o-serie-de-modificari-la-reglementarile-legate-de-fondul-de-garantare-s12836-150x91.jpg 150w\" alt=\"\" width=\"353\" height=\"213\" \/><\/figure>\n<\/div>\n<p><span class=\"ugb-highlight\">Ministerul Finan\u021belor (MF) a lansat \u00een consultare public\u0103 un<\/span> <em><a href=\"https:\/\/mfinante.gov.ro\/documents\/35673\/1020142\/proiectOUGmodifl231_15092021.docx\" target=\"_blank\" rel=\"noreferrer noopener\">proiect de OUG <\/a><\/em><span class=\"ugb-highlight\"><em>pentru modificarea \u0219i completarea Legii nr.213\/2015 privind Fondul de garantare a asigura\u021bilor \u0219i pentru modificarea altor acte normative<\/em>. Printre principalele modific\u0103ri \u0219i complet\u0103ri pe care proiectul urmeaz\u0103 s\u0103 le aduc\u0103 <em>Legii nr. 213\/2015\u00a0 privind Fondul de garantare a asigura\u021bilor<\/em> se num\u0103r\u0103:<\/span><\/p>\n<p><span class=\"ugb-highlight\"><strong>\u2666<\/strong> modificarea defini\u021biei plafonului de garantare cu referire expres\u0103 la nivelul\u00a0 maxim al garant\u0103rii pentru o crean\u021b\u0103 de asigurare datorat\u0103 \u00een temeiul unui contract, nu pe un creditor de asigurare astfel cum este reglementat\u00a0 \u00een prezent; potrivit ini\u021biatorilor, modificarea este necesar\u0103 pentru a se asigura o protec\u021bie real\u0103 a creditorilor de asigur\u0103ri care au calitatea de contractant \u00een mai multe contracte de asigurare \u00eencheiate cu societatea \u00een insolven\u021b\u0103 \u0219i \u021bine cont, totodat\u0103, de considerentele Deciziei nr. 29\/2020 a \u00cenaltei Cur\u021bi de Casa\u021bie \u0219i Justi\u021bie, din dosarul nr. 3.167\/1\/2019, conform c\u0103reia plafonul de garantare prev\u0103zut de lege se aplic\u0103 pe crean\u021be de asigurare, \u00een situa\u021biile \u00een care se exercit\u0103 dreptul de regres de c\u0103tre societatea de asigurare care a efectuat plata indemniza\u021biei c\u0103tre propriul asigurat, ca efect al subrog\u0103rii \u00een drepturile asiguratului CASCO, pentru fiecare crean\u021b\u0103 \u00een parte;<\/span><\/p>\n<p><span class=\"ugb-highlight\"><strong>\u2666 <\/strong>majorarea cuantumului plafonului de garantare de la 450.000 lei la 500.000 lei\u00a0 pentru o crean\u021b\u0103 de asigurare datorat\u0103 \u00een temeiul unui contract de asigurare\u00a0 \u00eencheiat de asigur\u0103torul aflat \u00een insolven\u021b\u0103;<\/span><\/p>\n<p><span class=\"ugb-highlight\"><strong>\u2666 <\/strong>modificarea prevederilor art. 13 din Legea nr. 213\/2015 \u0219i, implicit abrogarea prevederilor art. 266 alin. (2) din Legea nr. 85\/2014, \u00een sensul c\u0103 Fondul este \u00eendrept\u0103\u021bit s\u0103 efectueze pl\u0103\u021bi aferente desp\u0103gubirilor\/indemniza\u021biilor cuvenite creditorilor de asigur\u0103ri \u00een termen de 60 de zile, termen calculat de la data public\u0103rii \u00een Monitorul Oficial al Rom\u00e2niei a deciziei Autorit\u0103\u021bii de Supraveghere Financiar\u0103 de retragere a autoriza\u021biei de func\u021bionare \u0219i constatare a existen\u021bei indiciilor st\u0103rii de insolven\u021b\u0103 a asigur\u0103torului;<\/span><\/p>\n<p><span class=\"ugb-highlight\">Cite\u0219te mai multe \u00een <em><a href=\"https:\/\/www.ceccarbusinessmagazine.ro\/ministerul-finantelor-propune-o-serie-de-modificari-la-reglementarile-legate-de-fondul-de-garantare-a-asiguratilor-s12836\/\" target=\"_blank\" rel=\"noreferrer noopener\">CECCAR Business Magazine<\/a><\/em>.<\/span><\/p>\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ministerul Finan\u021belor (MF) a lansat \u00een consultare public\u0103 un proiect de OUG pentru modificarea \u0219i completarea Legii nr.213\/2015 privind Fondul de garantare a asigura\u021bilor \u0219i pentru modificarea altor acte normative. Printre principalele modific\u0103ri \u0219i complet\u0103ri [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":5449,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-5448","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articole-ceccar"],"brizy_media":[],"_links":{"self":[{"href":"https:\/\/ceccarvrancea.ro\/ro\/wp-json\/wp\/v2\/posts\/5448","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ceccarvrancea.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ceccarvrancea.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ceccarvrancea.ro\/ro\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/ceccarvrancea.ro\/ro\/wp-json\/wp\/v2\/comments?post=5448"}],"version-history":[{"count":1,"href":"https:\/\/ceccarvrancea.ro\/ro\/wp-json\/wp\/v2\/posts\/5448\/revisions"}],"predecessor-version":[{"id":5450,"href":"https:\/\/ceccarvrancea.ro\/ro\/wp-json\/wp\/v2\/posts\/5448\/revisions\/5450"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ceccarvrancea.ro\/ro\/wp-json\/wp\/v2\/media\/5449"}],"wp:attachment":[{"href":"https:\/\/ceccarvrancea.ro\/ro\/wp-json\/wp\/v2\/media?parent=5448"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ceccarvrancea.ro\/ro\/wp-json\/wp\/v2\/categories?post=5448"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ceccarvrancea.ro\/ro\/wp-json\/wp\/v2\/tags?post=5448"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}